Tracy Eriks sells homes in Ventura County

IT IS IMPORTANT TO BE INFORMED THAT THE FIRST TIME BUYERS CREDIT WILL EXPIRE BY JULY OF 2009      IT WOULD BE WISE TO ACT NOW AND PRESERVE THE ABILITY TO QUALIFY FOR THE CREDIT

A FIRST TIME HOME BUYER - AN INDIVIDUAL WHOM HAS NOT OWNED A HOME IN THE PAST THREE YEARS

Assisting  First Time Buyers In These Difficult Economic Times

• Assisting a first-time buyers with a public of private-sponsered programs
• There are several types of finance assistance programs offered for first-time buyers including Down Payment/Closing Cost Assistance
• Second loan-A mortgage loan in addition to the first, or primary, mortgage loan.
• Shared Appreciation Loan.
• Deferred loan-A second, third of fourth mortgage that does not have to be repaid until the end of the loan period, the house is sold or refinanced, or thtle of property is transferred.
• Recoverable Grant-A small loan that has to be rpaind under certain conditions but otherwise becomes a true grant and does not have to be paid back.
• The Housing and Economic Recovery Act of 2008
• Hope for Homeowners Program
• Free consultations

Assisting Investors find Discount Properties

• Accumulate to build wealth and generate rental income over time.
• Buy property to supplement their retirement income.
• Purchase a home then later  transfering a rental property to their school age children.
• To make money long term.
• Assisting investors  find properties in good locations that are sold at rock-bottom prices-its about location, Its about priceing and it's about loans.
• Staying ahead of the market and know which properties received a notice of default and could become a short sale.
• Seeking investors long-term objectives and pointing out that "now is the best time to buy" for the long term because you have a choice of homes on the market verses when the market is on an upward swing, when there are very few homes on the market that are desirable.
• Free Consultations